FREQUENTLY ASKED QUESTIONS

1. WHERE IS THE PROPERTY LOCATED?
Conveniently located in Southeastern Wyoming, near the historic town of Laramie. Laramie River Ranch offers country living with full-scale cities nearby. Importantly, Laramie River Ranch encompasses the best of Wyoming with easy access to an abundance of recreational activities. Laramie 58 miles – Cheyenne 95 miles – Denver 175 miles – Steamboat Springs 160 miles.

2. WHAT DOES THE PROPERTY LOOK LIKE?
Each ranch has its own unique characteristic. Every parcel offers grassy and gently rolling topography. Mountain views are seen from all areas of the ranch. Many of the parcels offer water views. In addition, each parcel has numerous building envelopes, which allow you to position that perfect country home.

3. WHAT TOWNS ARE CLOSEST TO THE PROPERTY AND WHAT KIND OF FACILITIES ARE AVAILABLE?
The small town of Rock River is a quaint country town with an Elementary, Middle and High School. You can find just about anything from groceries to fishing tackle at the towns General Store.

4. WHAT IMPROVEMENTS HAVE BEEN MADE?
A qualified surveyor registered in the State of Wyoming has accurately surveyed all of the individual ranch properties and recorded a survey within Albany County. All property corners are clearly marked. Additionally, graded roads have been built for easy access.

5. WHAT ARE MOST PEOPLE PLANNING TO DO WITH THEIR LAND?
Most property owners feel that Laramie River Ranch is a good opportunity to own a large yet affordable piece of Wyoming to use now or to hold for the future. Some of the owners plan to make their property into a second home. Many plan to pass it down to their children or grandchildren.

6. WHAT ABOUT WATER?
Water for your ranch is to be provided by individual wells on your own parcel at your cost. Local well driller information can be provided upon request.

7. WHAT ABOUT UTILITIES?
Utility easements have been established throughout Laramie River Ranch to allow for the extension of electricity along the parcel boundaries. People wishing alternative power can also use propane gas and/or generators for refrigerators, cooking and heating purposes. Solar and wind power technology is also an excellent alternative form of energy. Further information about utilities and who to contact can be provided upon request.

8. WHAT IS THE PROPERTY ZONED AND WHAT ARE THE PROPERTY TAXES FOR A PARCEL?
The zoning at Laramie River Ranch is currently Agricultural-Residential. The annual property taxes on a 35 acre ranch parcel calculate to approximately $70 per year.

9. TO WHOM DO I MAKE MY PAYMENTS AND HOW WILL I KNOW I HAVE RECEIVED PROPER CREDIT FOR MY PAYMENTS?
Payments will be made to a contract servicing agent currently Powell Title and Escrow located in Laramie, Wyoming. They will properly service your account and process all your payments. The title company acting as a third party will keep track of your balance and payments at all times and will indicate when the purchase price is paid in full.

10. MAY I USE THE LAND WHILE I’M PAYING FOR IT AND WHEN DO I RECEIVE A DEED TO MY PROPERTY?
As soon as your paperwork is processed, the land is yours to use as you wish. Upon full payment of the purchase price for your property, the title company will issue a deed to the property giving you free and clear title and a title insurance policy on the property you have purchased.

11. CAN I RESELL MY PROPERTY IN THE FUTURE AND MAKE A PROFIT?
While there is no guarantee of profit from any land sale, history has proven that prices on ranch properties have generally increased. We believe there are many reasons for this upward trend, including inflation, population growth, a decreasing supply of land, and the public's desire for a more natural environment.

12. IS THERE A PROPERTY OWNERS ASSOCIATION OR ANY RESTRICTIONS ON THE PROPERTY?
The developer has established the Laramie River Ranch Property Owners Association whose main purpose is to maintain the roads within Laramie River Ranch. Maintaining the access roads within the development will allow our property owners proper access to their parcels in the future and help to enhance and preserve property values. The Association currently has dues of $120.00 per year per ranch property. In an effort to help protect the natural beauty and to enhance and help protect the future value of all the ranch properties, the developer of Laramie River Ranch has recorded some protective guidelines (i.e. Covenants, Conditions and Restrictions (C.C.R.'s), which are readily available for review.

13. WHO PAYS CLOSING COSTS AND TITLE INSURANCE?
The developer of Laramie River Ranch will pay all closing costs as well as the title insurance premium. 100% of your down payment is used toward the purchase of your property.

14. IS THERE A PENALTY FOR PAYING OFF MY LAND EARLY?
There is no prepayment penalty. Your monthly payment is applied to your account balance using simple interest on the unpaid balance. Extra monthly payments will be applied directly to the principal. This lowers your balance, reducing the interest you pay on your purchase.

15. WHAT KIND OF DISCOUNTS ARE AVAILABLE?
We offer incentives for cash and multiple parcel purchases. Contact your ranch representative for details.

16. WHAT IS MY DOWN PAYMENT AND HOW DO I KNOW I QUALIFY TO BUY?
A 20% down payment is required for 100% guaranteed no qualifying financing. Contact your ranch representative for detailed breakdown of financing options.

17. WILL I BE PRESSURED TO BUY?
Absolutely not, our “No Pressure Policy” is always in effect. Laramie River Ranch could practically sell itself. A knowledgeable ranch representative is always available to take your call and answer any questions you might have.